Why Families Choose MATVIO
Financial stress affects millions of families. MATVIO gives you the tools to eliminate confusion and build financial security.
The Problem
67% of families live paycheck to paycheck. Most people can't answer "Will I have enough money next month?" Traditional budgeting apps show the past, but don't forecast the future.
The Solution
MATVIO combines real-time tracking with powerful forecasting. See your financial future before it happens. Plan for bills, avoid overdrafts, and achieve your goals with confidence.
The Results
Users report reduced financial stress, eliminated overdraft fees, and achieved savings goals 3x faster. Know exactly where you stand today and where you'll be tomorrow.
Powerful Features Made Simple
Everything you need to manage money like a pro—no accounting degree required.
Multi-Account Management
Track all your accounts in one place: chequing, savings, credit cards, loans, investments, and cash. See your complete financial picture instantly.
Visual Forecasting
Interactive charts show your account balances 30, 60, 90+ days into the future. Spot cash flow problems before they happen.
Smart Scheduler
Set up recurring income and bills once. MATVIO automatically forecasts future occurrences and reminds you when payments are due.
Goal Tracking
Set savings goals for emergencies, vacations, or big purchases. Visual progress bars keep you motivated and on track.
Debt Payoff Planner
Track mortgages, loans, and credit cards. See payment schedules, interest breakdowns, and payoff dates with Canadian mortgage calculations.
Smart Categories
Organize spending with categories and subcategories. See exactly where your money goes with detailed reports.
Utilities Tracker
Manage variable bills like electricity, water, and internet separately. Track payment history and due dates.
Mobile PWA
Full-featured mobile app works on any device. Add transactions on the go, check balances anywhere.
Family Sharing
Multiple users in one household can access the same accounts. Track who made which transactions.
Private & Secure
Your data is yours. Secure login with password and 4-digit PIN. Separate databases for complete privacy.
Detailed Reports
Monthly spending reports by category. See trends, identify problem areas, and make informed decisions.
Asset Tracking
Track the value of your home, vehicles, investments, and other assets. Calculate true net worth.
Get Started in Minutes
MATVIO is designed to be powerful yet easy to use. Here's how to go from signup to full control in 4 simple steps.
Set Up Categories
Create income and expense categories that match your life. We provide common examples to get you started quickly.
Add Your Accounts
Enter your bank accounts, credit cards, and loans. Set opening and current balances to start tracking.
Schedule Recurring Items
Set up paychecks, bills, and regular expenses. MATVIO automatically forecasts them into the future.
Track & Forecast
Add daily transactions as they happen. View powerful forecasts to see your financial future and make confident decisions.
Advanced Charting & Forecasting Tools
See your financial future with crystal clarity through powerful visualization tools.
Account Ledger Forecasting
View any account's balance up to 730 days into the future. Yellow highlighted rows show forecasted transactions. Blue borders mark today's date. Green/red thick borders show monthly low points—spot overdrafts before they happen.
Balance Trend Charts
Interactive line graphs show how your account balances change over time. Select different time ranges (30, 60, 90+ days). Hover to see exact amounts on any date. Perfect for visualizing your financial trajectory.
Color-Coded Clarity
Everything is color-coded for instant understanding: green for income/positive, red for expenses/negative, yellow for forecasts, blue for today. Monthly low balances are highlighted so you never miss a critical cash flow point.
Ready to Take Control?
Join families who've eliminated financial stress and achieved their goals with MATVIO GOALS.
Coming SoonMATVIO GOALS is launching soon • Stay tuned for updates
Everything You Need to Succeed
Complete User Guide
Comprehensive documentation covers every feature with examples, tips, and best practices. Never feel lost.
Quick Transaction Mode
Add expenses in seconds with the quick transaction button. Perfect for capturing purchases on the go.
Reminders & Notes
Built-in reminder system keeps you on track. Side tabs give instant access to reminders and daily accounts from any page.
Paycheck Calculator
Calculate take-home pay after CPP, CPP2, EI, federal tax, and medical deductions. Plan your budget accurately.
Digital Notebook
Keep financial notes, shopping lists, and budget plans all in one place. Your personal financial planning space.
Automatic Syncing
Balance sync tools ensure your accounts always match reality. Fix discrepancies with one click.