Last Updated: November 18, 2025

1. Acceptance of Terms

By creating an account and using MATVIO GOALS, you accept and agree to be bound by these Terms of Use. If you do not agree, please do not register.

2. Service Description

MATVIO GOALS is a comprehensive financial management system designed to help individuals and families track accounts, manage budgets, forecast cash flow, and achieve financial goals.

3. Free Trial

New accounts receive a 7-day free trial period. During this time, you have full access to all features of your selected pricing package. You will not be charged during the trial period.

4. Account Responsibilities

• You must provide accurate and complete registration information
• You are responsible for maintaining the confidentiality of your password and 4-digit code
• You are responsible for all activities under your account
• You must notify us immediately of unauthorized access

5. Data Privacy

Your financial data is stored in an isolated database specific to your account. We implement industry-standard security measures to protect your information. We will never share your data with third parties without your consent.

6. Acceptable Use

You agree to use the Service only for lawful purposes and NOT to:

• Violate any laws or regulations
• Attempt unauthorized access to the system
• Interfere with or disrupt the Service
• Share your account credentials with unauthorized users

7. Subscription and Billing

• After your trial period, you will be billed according to your selected pricing package
• Subscription fees are charged in advance on a recurring basis
• You may cancel your subscription at any time
• We reserve the right to modify pricing with 30 days notice

8. Financial Disclaimer

MATVIO GOALS is a financial management tool. We do NOT provide financial advice, investment recommendations, tax preparation, or professional financial planning services. Consult qualified professionals for personalized advice.

9. Limitation of Liability

MATVIO GOALS is provided "AS IS" without warranties. We are not liable for indirect, incidental, or consequential damages, loss of profits or data, or financial decisions made based on data in the Service.

10. Termination

You may cancel your account at any time. We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activities.

11. Changes to Terms

We may modify these Terms at any time. Continued use after changes constitutes acceptance of modified Terms.

12. Contact

For questions: [email protected] or use the Help Desk in the application.